Funding Options
Cash/Check/Pay with Credit Card
While we are very happy to accept 100% down, most of our clients choose to pay 50% down and 50% when we complete the wheelchair. If this is the right option for you we accept the following payment methods:
- Cash
- Personal Check
- Wire Transfer and
- Credit Card payments
The way this option works:
You tell us if you want to pay 100% or 50/50 and we create one or two electronic invoices that you can pay from. If you choose the 50/50 option, we will start on your chair after the first invoice is sent and paid and we have a signed your wheelchair specifications contract. The second invoice will be due right before delivery if local or at the time of shipping. There is an additional fee of 5% of the total invoice added to any order using 50/50 split pay.
VA Funding
We are in the VA procurement system and bill the VA for wheelchairs and parts upon their request.
The way this option works:
Work with your Recreation Therapist or main wheelchair contact. We can provide our procurement number and work with our local VA.
Financing
We offer financing up to 36 months through Affirm. Your interest rate is dependent on the length of the loan and other factors. To learn more click here.
We offer a second financing option through Shopify Shop Pay. You have two options; 4 months or 12 months.
Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/
To access both financing options, click pay by Affirm or pay by Shop when you checkout. This includes when we send you a custom invoice link through our website store.
The way this option works:
You tell us you want to use this option, we create one full electronic invoice and send it to you. When you receive the invoice you choose to pay via Affirm or Shop Pay. You fill it out an application online of each system and you can see all your options at that open. If you are happy then you can move forward. If not, contact us so that we can address any concerns you have.
Grants
There are a number of organizations that provide grants for wheelchairs and adaptive equipment. Most grant organizations on this list focus on sports wheelchairs and adaptive sports equipment rather than everyday mobility chairs.
How This Option Works
You apply directly to these organizations, and we work with you to develop a quote for your new wheelchair. When the grant is awarded, you will be informed and the grant organization will cut us a check directly. Upon receipt of the check, we start your wheelchair.
General Adaptive Sports & Equipment Grants
These organizations serve a broad range of athletes and individuals with disabilities.
Challenge Athletes Foundation (CAF)
CAF provides grants to individuals worldwide with permanent physical disabilities that affect mobility, motor control, or balance. Grants support adaptive sports equipment, training expenses, competition fees, and travel costs. Athletes of all ages and skill levels are eligible to apply. CAF has awarded over 52,000 grants in 30+ years of operation.
Eligibility: Permanent physical disability, medical documentation required. Application: Annual grant cycle. Website: https://www.challengedathletes.org/programs/grants/
GoHawkeye Foundation
The GoHawkeye grant program is open to adaptive individuals and organizations in the United States. They provide adaptive sports equipment grants and adaptive sports experience grants. GoHawkeye looks for motivated applicants who are actively fundraising toward their goals and especially likes to "finish" your fundraising efforts when possible.
Eligibility: Adaptive individuals and organizations in the US Grant Amount: Rarely exceeds $5,000. Application Cycles: Biannual - deadlines May 1 and November 1. Requirements: Must provide quote or estimate from retailer; grant funds sent directly to retailer. Website: https://gohawkeye.org/
Sisters in Sports Foundation
Sisters in Sports believes every female athlete with a disability deserves the opportunity to pursue her passion for sports, whether recreationally or competitively. Their Grants for Your Sport of Choice program provides continuous support to female athletes, covering equipment costs, training sessions, competition fees, and any other expenses related to sports participation.
Eligibility: Female athletes with disabilities (all competition levels) Funding: Equipment, training, competition fees, and sports-related expenses Mission: Break down financial barriers and make sports accessible to all female athletes with disabilities. Website: https://sistersinsportsfoundation.org/
Spinal Cord Injury Specific Grants
These organizations focus exclusively on individuals with spinal cord injuries.
Kelly Brush Foundation - Active Fund
The Kelly Brush Foundation provides grants for individuals with paralysis caused by traumatic (acquired) spinal cord injury to purchase adaptive sports equipment. They believe access to the right equipment is essential for maintaining an active lifestyle after SCI.
Eligibility: US residents with paralysis from acquired spinal cord injury (non-congenital) Application: Spring and Fall grant cycles Website: https://kellybrushfoundation.org/theactivefund/
Triumph Foundation - Keep Moving Forward Grant
Triumph Foundation assists people with spinal cord injury to obtain necessary equipment, supplies, and services. Their Keep Moving Forward Grant is designed for individuals with inadequate health insurance coverage and financial hardship. Grants support adaptive equipment for daily activities, home modifications, and essential supplies.
Eligibility: US citizens with spinal cord injury, financial need required Grant Amount: Up to $2,000 Website: https://triumph-foundation.org/outreach/grants-and-equipment/
Getting Back Up Foundation
Getting Back Up provides qualified individuals with funding for participation in exercise-based recovery programs and the purchase of adaptive products. Their mission is to help improve the lives of individuals with spinal cord injuries by bridging the financial gap for recovery programs and essential adaptive equipment.
Eligibility: Individuals with spinal cord injuryFunding: Exercise-based recovery programs and adaptive products. Website: https://www.gettingbackup.org/
SCORE (Spinal Cord Opportunities for Rehabilitation Endowment)
SCORE focuses exclusively on individuals who sustained a spinal cord injury while participating in non-motorized sports or athletic recreation activities. Grants are intended to improve quality of life over an extended period and can be used for sport chairs, hand-cycles, bathroom renovations, permanent ramps, adaptive fitness equipment, physical therapy, and hand-controls.
Eligibility: Must meet ALL three criteria:
- Sustained a spinal cord injury AND
- Were paralyzed while participating in non-motorized sports or athletic recreation activity AND
- Have demonstrated financial need
Not Eligible: Injuries from motocross, ATVs, motorcycles, motor vehicles, or violence Grant Amount: Typically $1,000 to $2,500 Location: US and Canada residents (international considered but rarely approved) Website: https://scorefund.org/
Action Sports & High-Impact Injury Grants
These organizations support individuals with injuries from action sports and high-impact activities.
High Fives Foundation - Empowerment Fund
High Fives focuses on preventing life-changing injuries and provides resources and hope if they happen. Their Empowerment Fund supports individuals with spinal cord injury, traumatic brain injury, amputation, or other mobility-limiting conditions. Grants cover adaptive sports equipment, recovery programs, and wellness activities.
Eligibility: US and Canada residents with SCI, TBI, amputation, or mobility-limiting conditions Application: Multiple grant cycles throughout the year Website: https://highfivesfoundation.org/
Military & First Responder Grants
These organizations specifically serve veterans, active military, and first responders.
Semper Fi & America's Fund - Specialized & Adaptive Equipment Program
Semper Fi & America's Fund is dedicated to providing assistance to combat wounded, critically ill, and injured service members, military family members, and veterans from all branches of the US Armed Forces. Their Specialized & Adaptive Equipment Program covers any equipment that can improve quality of life for service members with disabilities.
Eligibility: Critically wounded, ill, and injured service members, veterans, and military families Funding: Adaptive equipment and specialized equipment to improve quality of life Application: Rolling applicationsWebsite: https://semperfifund.org/
4 the Fallen
4 the Fallen is a non-profit organization that raises awareness and provides critical programs to support injured veterans and first responders. They offer assistance programs designed to help those who have sacrificed in service to their communities and country.
Eligibility: Injured veterans and first responders Application: Contact directly for program details Website: https://www.4-thefallen.org/
Regional Grants
These organizations serve specific geographic regions.
IM ABLE Foundation
IM ABLE Grants are awarded to individuals with physical, cognitive, and/or behavioral challenges residing in the Mid-Atlantic region. Grants provide adaptive sports gear and support for group fitness programs, helping individuals with disabilities participate in physical activity and sports.
Eligibility: Individuals with physical, cognitive, or behavioral challenges in the Mid-Atlantic region Funding: Adaptive sports equipment and group fitness programs Application: Quarterly grant cycles Website: https://imablefoundation.org/grant-application/
Multiple Disability Types
These organizations support individuals with various types of mobility-related disabilities.
Victoria's Victory Foundation
Victoria's Victory is a 501(c)(3) dedicated to providing assistance with the day-to-day needs of those living with spinal cord injuries, traumatic brain injuries, and other mobility disabilities caused by an injury or diagnosis. Their Victory Scholarship Program provides financial assistance for services and equipment that improve independence and quality of life.
Eligibility: US residents with mobility-related disabilities (SCI, TBI, or other mobility challenges) Grant Amount: $1,000 to $4,000 annually Website: https://victoriasvictory.org/scholarships
Important Notes
- Most grants cover sports wheelchairs rather than everyday mobility chairs
- Application timing varies - some organizations have specific grant cycles (Spring/Fall, Quarterly, Biannual) while others accept rolling applications
- Documentation is typically required - medical records, financial need statements, quotes from vendors
- Grant funds are usually sent directly to the vendor/manufacturer rather than to the applicant
- We work with you to provide quotes and documentation needed for your grant application
For assistance with your grant application or to request a quote, please contact us.
Reckless Difference
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1. Built by Users, For Users
We're wheelchair users designing for wheelchair users – we get it because we live it. Every chair is crafted with real-world experience and insider knowledge of what actually matters on the court, track, or street. When pushers design for pushers, you get performance that insurance companies and big manufacturers just can't match.
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2. Ultra-Lightweight Rigid Performance
Our all-welded rigid design means every push transfers maximum energy to forward motion instead of wasting it on flex and noise. Less maintenance, quieter rides, and effortless pushing that lets you focus on living your life instead of fighting your equipment. Built tough but weighs light – because your chair should work with you, not against you.
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3. Insurance-Free Customization
Skip the paperwork, denials, and "standard options" – you're the boss here. We build exactly what YOU want, how YOU want it, without having to justify your choices to anyone else. True customization means getting the chair that fits your life, your sport, and your style perfectly.
What They Say
FAQ
1. Why don't you accept insurance?
We choose not to work with insurance so you can get exactly the wheelchair you need. Insurance companies restrict your choices to basic, pre-approved options that might not work for your body or lifestyle. By paying directly, you skip all those limitations and get complete control over every detail - from measurements to features to colors. You end up with a wheelchair that's actually built for YOU, not what some insurance policy says you can have.
2. What's the real difference between your wheelchairs and insurance wheelchairs?
Insurance wheelchairs might be "free," but they authorize the cheapest parts available. Between your co-pay and necessary upgrades to get decent components, you'll spend $2-3k anyway - and you'll still end up with a bolt-together maintenance problem that wastes your energy through loose connections and flex.
Our all-welded construction eliminates those weak points completely. Every push transfers directly into motion instead of being lost through wobbly joints. Plus, our ultra-lightweight design means you use less energy to get around.
Spend a little more and get a custom-made Reckless chair that's built to maximize your energy and minimize maintenance time. When your wheelchair works efficiently and quietly, you spend your energy living your life instead of constantly fixing equipment.
3. How long does it take to make my new wheelchair?
Your custom wheelchair takes 10 weeks from contract to delivery. Here's the breakdown:
- Week 1: Order parts & create your custom CAD design
- Weeks 2-3: Manufacturing your frame
- Weeks 4-5: Powder coating for durability
- Weeks 6-7: Assembly and quality testing
- Week 8-10: Final prep and shipping (1-2 days shipping time)
4. How can I do a fitting if I cannot come to your shop?
We offer remote fittings! We'll guide you through taking your own measurements with detailed instructions, or we can work with a local physical therapist We also provide video consultations to ensure everything is measured correctly. Many of our customers are located far from Houston, so we've perfected the remote fitting process to ensure your wheelchair fits perfectly.
