Insurance companies have turned wheelchair shopping into a bureaucratic nightmare. Reckless Wheelchairs cuts through all that red tape by operating completely outside the insurance system. Here's why their no-insurance approach gives you real freedom:
1. Get What You Actually Need, Not What's "Approved"
Insurance companies limit you to a narrow list of pre-approved chairs that might be "good enough." Reckless lets you choose exactly what works for your body and lifestyle, without checking if some insurance adjuster thinks it's necessary.
2. No Waiting Months for Paperwork
Insurance approval can take 3-6 months of forms, doctor visits, and back-and-forth paperwork. Reckless delivers your custom wheelchair in 10 weeks from order to delivery—no prior authorization required.
3. Skip the "Medical Necessity" Hoops
Insurance makes you prove you "need" basic features like lightweight materials or proper positioning. Reckless treats you like the expert on your own mobility needs, no doctor's note required for common-sense upgrades.
4. True Customization Without Compromise
Insurance-approved chairs come in limited configurations with minimal customization options. Reckless builds each chair from scratch based on your specifications, not insurance company cost-cutting measures.
5. No Fighting for Quality Components
Insurance companies often deny requests for lightweight frames, premium wheels, or ergonomic features, forcing you to accept heavy, basic equipment. Reckless includes high-performance components as standard, not expensive add-ons.
6. Direct Pricing Without Insurance Markup
Insurance creates artificial pricing where companies charge $7,000-$9,000 knowing insurance will negotiate down. Reckless prices their chairs under $4,000 with no insurance games—what you see is what you pay.
7. Freedom to Upgrade When You Want
Insurance typically covers one wheelchair every 5 years, regardless of your changing needs. With Reckless, you can order a new chair whenever your situation changes, not when insurance says you're allowed.
8. No Pre-Existing Condition Penalties
Insurance companies can deny coverage or limit options based on your medical history. Reckless serves everyone equally—your diagnosis doesn't determine what wheelchair features you can access. The reality is simple: insurance companies aren't in the business of getting you the best wheelchair. They're in the business of spending as little as possible on your mobility.
Reckless Wheelchairs exists specifically to give you an alternative where your needs come first, not insurance company profits.
When your independence is on the line, why let someone else's budget determine how you move through the world?
